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Web Summit Lisbon ・  Nov 10 - 13, 2025

Fintech Summit

Airwallex Co-founder and President Lucy Liu and GoCardless Co-founder &amp; CEO Hiroki Takeuchi explored the collaboration between fintechs and traditional financial institutions is more crucial than ever.

Ecosystems over egos

We looked into the emergence of the centaur – a company with US$100 million in annual recurring revenue – and explored how the investment landscape and measures of success have changed for fintechs.

Out with the unicorn, in with the centaur?

Payhawk CEO Hristo Borisov, payabl. CEO Ugne Buraciene and GoCardless CEO Hiroki Takeuchi discussed the latest trends in payments and explore what the future holds for the industry.

Beyond plastic: Unleashing the potential of payments

Competitive savings rates, insurance products, and investment tools are just part of the suite of offerings from neobanks eager to stay ahead of traditional financial institutions. Bunq CEO Ali Niknam shared her insights about what it takes to bridge the gap between legacy banks and their next-gen competitors.

Next level neo 

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Meet the fintech leaders joining in 2025

Fintechs are stabilising after a couple of volatile years; some areas have cooled, while others are booming. AI is redefining fraud prevention, real-time payments are scaling, and personalisation is now the norm.

It’s estimated that over half the world’s population will have access to digital banking in the next couple of years. 
What are the new wave of digital banks offering beyond accounts and how are they shaping how we interact with our money?

Digital banking

Explore how AI and emerging technologies are transforming fraud detection, credit decisions, risk monitoring, and investment insights, reshaping the future of secure, data-driven finance.

Fintech and fraud

The world of financial transactions is in a constant state of evolution. Payment ecosystems such as embedded finance, BNPL, and cross-border payments are allowing ecommerce to prosper. 
Meet paytech’s biggest disruptors.

The future of payments

Decentralised finance and blockchain projects have been challenging banks and financial institutions around the world. 
But what’s next for these transformational technologies in 2025 and beyond?